How to protect your bank app, card and mobile money from fraud
Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
Read articleFree Wi-Fi in cafés, offices and parks is convenient but risky. These habits reduce the danger without making you give it up.

Free Wi-Fi saves data, but anyone can set up a network called "Free Airport WiFi" to watch what people do on it. You do not need to avoid public Wi-Fi completely. You only need to use it with sensible care.
Ask the staff for the exact network name and password. Do not join networks with similar names that you were not told about. Turn off automatic connection to open networks in your phone settings.
A VPN encrypts the traffic between your device and the VPN server. It can add privacy on public networks, but only choose a well-known provider that explains how it handles your data. Free VPNs of unknown origin can be worse than no VPN.
Sharing a mobile hotspot from your phone with a strong password is often safer than using an unknown network, although it uses your data.
Tell your phone to forget the network, so it does not reconnect automatically later. If you logged in to any important account, consider changing the password when you are on a trusted connection.
If it involves money or your identity, use your own mobile data or a trusted home network. Use public Wi-Fi for low-risk things like reading news or watching a video.
With these habits you can enjoy the convenience of free Wi-Fi while keeping your accounts safe.
Written by the EarnNaija team at EarnNaija Digital Technologies.
This article is general information, not financial or legal advice. Earnings are never guaranteed. See our fees page for the exact costs.
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Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
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