How to protect your bank app, card and mobile money from fraud
Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
Read articleApps ask to use your camera, location, contacts and more. Learn which requests make sense and which are red flags.

When you install an app, it often asks for permission to use parts of your phone. Some requests are necessary. Others are far more than the app needs. Understanding permissions helps you protect your privacy and avoid apps that behave like spies.
Ask: does this permission match what the app does? A navigation app needs your location. A wallpaper app does not. If the request does not make sense, deny it.
Modern phones let you grant permission "only while using the app" or "ask every time". Pick these instead of "always allow". For photos and location, you can often share just selected items or an approximate position.
Open your phone's privacy settings and check which apps can use your camera, microphone and location. Remove access for apps you no longer use or rarely open. Uninstall apps you have forgotten.
You can change permissions at any time in settings. If an app seems suspicious, uninstall it, change your important passwords and scan your phone with a trusted security tool.
Free apps are often paid for by data about their users. Giving less access limits what can be collected. A few minutes of review gives you real control.
Written by the EarnNaija team at EarnNaija Digital Technologies.
This article is general information, not financial or legal advice. Earnings are never guaranteed. See our fees page for the exact costs.
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Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
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