How to protect your bank app, card and mobile money from fraud
Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
Read articleFake apps copy real logos to steal passwords and money. Learn the signs and the safest way to install and update apps.

Criminals know that people trust familiar logos. They create fake banking, wallet and betting apps that look almost identical to the real ones, then spread them through links, ads and messages. Once installed, such apps can capture your passwords, read your messages or send payments.
Install apps only from your phone's official store. Search for the app yourself rather than following a link. Even in official stores, check the developer name, the number of downloads, the reviews and the date of the last update.
Look for spelling mistakes in the description, a developer name that does not match the company, very few downloads, strange screenshots or reviews that all sound the same. If you are unsure, visit the company's real website and look for a link to the official app.
A pop-up on a website that says "Your app is out of date, tap to update" is almost always a trick. Updates should come through your phone's app store or system settings, not through random pages or messages.
If a new app asks for permission to read your text messages, control the screen or install other apps, deny it and uninstall. Legitimate apps explain why they need such access.
If a fake app is circulating in your community, tell people. Scammers rely on silence and speed. A short message to family and friends could save someone a lot of money.
Written by the EarnNaija team at EarnNaija Digital Technologies.
This article is general information, not financial or legal advice. Earnings are never guaranteed. See our fees page for the exact costs.
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Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
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